Paylign
Get the app

Naira, dollars, euros and crypto. One app.

Get your own Nigerian account number, hold USD, EUR and GBP, send money to banks and mobile money across Africa, and sell crypto straight into naira.

  • Every account identity-verified
  • PIN or biometrics on every payment
Paylign home screen showing a naira balance, deposit, send, convert and payment link buttons, and NGN, USD and EUR wallets

Currencies on Paylign

Plus USDT, USDC, BTC, ETH, SOL, BNB and cUSD.

  • NGNNigerian naira
  • USDUS dollar
  • EUREuro
  • GBPBritish pound
  • GHSGhanaian cedi
  • KESKenyan shilling
  • UGXUgandan shilling
  • TZSTanzanian shilling
  • RWFRwandan franc
  • ZARSouth African rand
  • CFAXOF / XAFCFA franc
Multi-currency wallet

Every currency you deal in, side by side.

Keep naira for everyday spending and hold dollars, euros and pounds next to it. Move between them in a couple of taps whenever you need to.

  • Your own Nigerian virtual account for naira deposits
  • USD, EUR and GBP wallets
  • Convert between currencies and see the rate before you confirm
Wallet pockets for NGN, USD and EUR with recent conversions and transfers
Payment links

Get paid with a link. They don't need Paylign.

Share your link on WhatsApp, email or anywhere else. The person paying opens it and pays you. No app and no account on their side.

  • Ask for a set amount, or let them choose
  • Collect in GHS, KES, UGX, TZS and more
  • One link with your username that you can reuse
Receive money screen with a currency picker, an optional amount and a shareable payment link
Send money

Pay anyone, at a bank or on mobile money.

Pay family, suppliers or your team. Send to bank accounts at home and abroad, or to mobile money wallets across Africa.

  • Bank transfers to any Nigerian bank
  • Mobile money such as MTN MoMo, M-Pesa and Airtel Money
  • Payouts in USD, EUR, GBP and ZAR
Crypto

Sell crypto and get naira in your bank account.

Pick a coin and the network you're sending from, and the app shows exactly how much naira you'll get. You can also buy crypto with naira.

  • USDT, USDC, BTC, ETH, SOL, BNB and cUSD
  • Send on the network that suits you, with low-fee options
  • Paid out to your Nigerian bank account
Getting started

Set up in three steps.

  1. Download and sign up

    Get Paylign on Android or iPhone and create your account with your email and phone number.

  2. Verify your identity

    Enter your BVN, NIN and home address, then complete a quick identity check in the app.

  3. Add money and go

    Fund your wallet by bank transfer or crypto deposit, then send, convert or share your payment link.

Security

Built to keep your money where it belongs.

Every protection below is switched on for every account. You don't have to set anything up.

  • Verified identities

    Every account is checked against its BVN and NIN before it can move money, and each BVN and NIN can only belong to one account.

  • Your PIN or biometrics on every payment

    Transfers, conversions and withdrawals need your transaction PIN, Face ID or fingerprint.

  • Device protection

    The app checks for rooted, jailbroken or tampered devices and closes if it finds one.

  • Encrypted and private

    Everything between the app and Paylign is encrypted, and your data is handled under NDPR and GDPR. Read our privacy policy.

FAQ

Questions, answered.

Something else? Chat with us in the app or contact support.

Does the person paying my link need a Paylign account?

No. They open your link, see the amount and pay. The money lands in your Paylign wallet.

What do I need to verify my account?

Your BVN, your NIN and your home address, plus a short identity check inside the app. Each BVN and NIN can only be linked to one Paylign account.

Which currencies can I hold and send?

You can hold NGN, USD, EUR and GBP, and send to banks and mobile money in currencies including GHS, KES, UGX, TZS, RWF, ZAR and the CFA franc.

Which cryptocurrencies can I sell for naira?

USDT, USDC, BTC, ETH, SOL, BNB and cUSD. You choose the network you're sending from, and the naira goes to your Nigerian bank account.

How do I know what I'll pay?

Before you confirm a conversion, transfer or crypto sale, the app shows the rate and the exact amount that will arrive.

How do I get help?

Use the chat inside the app, or email contact@paylign.com.

Your money, in every currency you need.

Download Paylign and open your account in minutes.

Get it on Google Play Download on the App Store